Ivy Zero Finance » Insurance

Insurance is something which is absolutely essential when it comes to building your own house, in particular self build insurance. There are at least two aspects of self build insurance that have to be considered. There is structural insurance, which is required before any mortgage lender will look at your application, and generally covers a period of 10 years or more. There is also building insurance, this is required to protect you from fire or theft during the building process, many a home builder has been through the painful process of having a costly new kitchen installed, only to have it removed overnight by thieves.Self build insurance is one of these mega-important aspects of building your own home which is easily overlooked in the excitement involved in the building process. There are a number of factors to consider in choosing an insurance policy of this type. Here are a few things to consider.Structural insurance: This as the title suggests, is an insurance policy that will guarantee any lender or purchaser that the building is structurally sound, or at least if it is not then they will be insured against

Many people are confused when confronted with a discussion about personal indemnity insurance or professional indemnity insurance but the concepts involved are pretty straightforward and easy to understand.Indemnity insurance is put in place to protect against the risk of significant financial loss as a result of any damage or injury that the policyholder might cause to a third-party. In its simplest terms, this insurance protects you from financial loss if you are sued by a third-party and you are held liable for damages.In addition to paying for any damages, the insurer will normally cover any legal expenses for the insured in defending any legal action and will assist in mounting a vigorous defense and in recovering costs from the plaintiff if the insured is found not liable.There are generally two types of indemnity insurance that most individuals will need to consider, personal and professional.Professional insurance is designed to protect professionals such as doctors, lawyers, consultants, etc… against damages caused to clients as a result of their actions or inaction and is often referred to as Errors and Omissions Insurance. In this case, the insurance company indemnifies the professional against

FOOD INSURANCE?If you are wondering what food Insurance is, why you haven’t heard of it, or where you can get it.YOU ARE NOT ALONE!We have all heard of insurance, and as we all become responsible adults. We begin to realize, how truly important it is. Here are some examples of insurance, that you are probably a bit more familiar with….* Heath Insurance- Right now, our Government is trying to pass bills that provide medical care to many of our fellow Americans that do not have appropriate coverage for their needs. This is not a political website, so we will not take a side as to if these new policies are right or wrong. We do however; want to stress that without good Health Insurance. Most of us could not afford to even get the medical care we need, much less purchase the thousands of overpriced prescriptions needed on a daily basis.* Home Insurance- Not all of us own homes, but I hope those who don’t do have Renters Insurance. The home owners among us I can guarantee have heard of it, or at least your Banker or Mortgage Broker

One can generate insurance leads on their own and save money or just buy them and save time. Finding a good reliable insurance lead or generating your own can be a little costly, not to mention time consuming, but a good quality insurance lead is important to survive and prosper.Admit it. It is better to have a few high quality leads than having many low quality leads. Do not let that cheap insurance lead lure you into their leads. Think of it this way: If they are offering you insurance leads at below market value, then they are not putting much time and effort into generating good quality leads.With insurance leads, it is really important to know what you are talking about. Your insurance lead will be the best tool in marketing. You will come off looking like the expert that you really are because you are offering information about insurance and can tell your client what to watch out for. Start by comparing prices of premiums to be paid and they claims they can get. If they start asking questions, then they are interested so do not let