Ivy Zero Finance » 2011 » May

Reliance systematic investment plan requires you to invest as minimum as Rs.100. It is a one of the best SIP investment plans in India suitable to your needs with the investment minimum per month. It enables you to build up from penny to a small wealth set aside.You can start by investing anytime with the NAV prevalent then i.e. the net asset value. The Reliance systematic investment plan enables you the freedom to buy and sell at any point without having to worry about monitoring the marketsRupee Cost Averaging i.e. lower cost benefit per unit enables you to buy lesser units with rising markets and more units with falling markets and hence reduces the cost per units evening out your investment.If you have your child’s education to worry about or want to accumulate your wealth with added bonus the Reliance SIP plan is ideal.There are four things to keep in mind when investing in the plan. Make a choice between an equity SIP plan or debit SIP plan. Decide when you want to invest. You can choose between making higher invests in 6 months time, Rs 1000 or making

The second in our series of articles about investment property jargon looks at capital gains tax.If you successfully make money through buying and selling an investment property you’ll want to hold on to as much of that profit as possible. So a thorough understanding of capital gains tax is essential.The concept of capital gains tax is much the same in any country or market, it is a way for the local fiscal authorities to raise cash from the profit made by investors in real estate, as well as other asset groups.The gain in capital you make on your investment property is essentially the difference between the price you paid and the price you sell it at. In other words: the profit.Usually, capital gains tax is calculated as a simple percentage of this profit, but it may be possible to deduct other expenses from the gain, which will bring the amount down, and with it, the tax you pay.In some areas the rate of inflation will be taken into account too, allowing you to calculate the “real” gain in capital relative to the economy as a whole.As with most tax

Are you one of the many that has bad credit? Do you need a personal loan to help you through a rough time or for another reason? There are options for personal loans and bad credit. You just need to know where to look and how to approach the situation.First, you need to avoid your bank unless you have a good amount of collateral. They will be able to do very little for you and will most likely turn you down. However, if you have a credit union or a smaller bank, then they may be willing to lend you some money with a paid off vehicle or home to work with.Second, you can use Prosper online to help you find a loan. They will match you up with private individuals that you can use to get the money you need. They lend up to $25,000 to individuals of all types of credit and you can use this service to find your loan. This is a great way to get a loan because you are given a chance to explain your situation and you do not have to rely

Venture capital is an important source of funding for start-up and other companies that have a limited operating history and don’t have access to capital markets. A venture capital firm (VC) typically looks for new and small businesses with a perceived long-term growth potential that will result in a large payout for investors.Who is a Venture Capitalist? A venture capitalist is not necessarily just one wealthy financier. Most VCs are limited partnerships that have a fund of pooled investment capital with which to invest in a number of companies. They vary in size from firms that manage just a few million dollars worth of investments to much larger VCs that may have billions of dollars invested in companies all over the world. VCs may be a small group of investors or an affiliate or subsidiary of a large commercial bank, investment bank, or insurance company that makes investments on behalf clients of the parent company or outside investors. In any case, the VC aims to use its business knowledge, experience and expertise to fund and nurture companies that will yield a substantial return on the VC’s investment, generally within