Ivy Zero Finance » 2009 » November

Custom Credit Cards

Posted by finmaster | Loan and Credit | Saturday 28 November 2009 11:02
credit7 Custom Credit Cards

Custom credit cards are an interesting and increasingly popular option that some credit card companies are now offering their customers. This is essentially the ability for consumers to personalize their credit cards with personal images. This is a service that some credit card companies are experimenting with in an attempt to encourage consumers to select their credit card services over other companies.

This seems to be a popular feature among credit card consumers and represents an emerging trend among credit card companies to provide their customers with more choice and control in their credit card selection. Enabling customers to create their physical cards and even have input in their credit terms and conditions is a popular promotional offer that is appealing to credit card customers. Time will tell whether these incentives will increase business for credit card companies over the long term.

What follows is a brief outline of several different custom credit card services.

1. Bank of America has a feature called Photo Expressions that will enable the consumer to place their personal images

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Benefits of Leasing Medical Equipments

Posted by finmaster | Leasing | Saturday 28 November 2009 08:57
leasing2 Benefits of Leasing Medical Equipments

In the competitive world of healthcare, medical care providers need to be equipped and updated in terms of technology, equipments and services offered to patients. The task is however a costlier affair and often upgrading to the most modern medical equipments is not quite affordable for small and medium healthcare providers. An ideal alternative to this problem is to lease the required medical equipments from a reliable equipment leasing company.… Continue reading ...

2010 Real Estate Investment Outlook and Perspective

Posted by finmaster | Investment | Saturday 21 November 2009 15:34
investment21 2010 Real Estate Investment Outlook and Perspective
What’s next for real estate?For most people, real estate remains a critical part of personal net worth. Despite the stock market’s recovery, the average net worth of an American family is down about 25% because of tumbles in real estate values and investment assets.Overview of Market Trends – Focus on BostonWhile still suffering because of continued turmoil in the anchor employment areas of Financial Services, Insurance, Real Estate (FIRE), there have been signs of stability in and near major metropolitan areas like Boston. Although the employment picture remains bleak, the Boston metropolitan statistical area (MSA) showed the strongest gains in property values during 2009 according to a recently released report by Zillow Real Estate Market Reports.Even with the strong gains helped along by the federal government’s first time home buyer credit and continued low mortgage interest rates, there remain nearly 25% of homes that are “upside down” on their outstanding mortgages.High unemployment persists as companies continue to announce layoffs or delay hiring. And given the expected wave of creative mortgage products like Alt-A loans, interest-only loans and “pick-a-payment” adjustable rate mortgages resetting to higher rates putting pressure on homeowners
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Credit Cards Truth

Posted by finmaster | Loan and Credit | Wednesday 18 November 2009 10:49
credit5 Credit Cards Truth

Credit cards have moved on to become almost a necessity today. It’s rare to find people having no credit card. In fact most of the people have more than one credit card. However, possessing a credit card is not enough. You also need to understand how to use it properly. Sometimes credit cards can become a pain e.g. when you get into a debt trap.

The first thing to understand is the fact that credit card is not free money or a goldmine that you just discovered. It’s simply a loan that you are taking from a bank or a financial institution and you need to pay it back soon. You must understand that if you don’t pay this amount back in time you will have to pay an interest on the amount. This interest is calculated using APR (annual percentage rate) i.e. the interest rate charged on the outstanding balance on your credit card account. This is calculated and applied on a monthly basis. APR is one of the key features one considers when choosing a credit card.

As… Continue reading ...