Ivy Zero Finance » 2009 » February

There are numerous equipment leasing companies in the United States that provide leasing as an option for those customers who want to use quality goods at a cheaper rate.

Leasing is a much better option when the equipment that is leased is most likely to become outdated or obsolete. Such problems are common because of the continuously changing state of technology and new inventions that, if not used, can prove detrimental to a company’s success. This can happen because experienced competitors can make the company go bankrupt through fierce competition.… Continue reading ...

Whether you’re planning on leaving the country for pleasure or business, it is important to think about how to pay for your stay. While traveling, extensive use of a credit card is becoming more and more common. With a credit card, there is less concern of your money being lost or stolen and you don’t have to deal with the hassle of changing your money into foreign currency. However, one thing that any international traveler should be aware of is the fact that many credit cards feature a foreign transaction fee.

Foreign transaction fees usually come in at around 3 percent or so and, depending on the credit card company, are tacked onto every charge you make while outside of your home nation. Because this is a recent charge, having just come into existence in the last few years, it is important that everyone who travels be aware of what they signify.

The first thing to understand about foreign transaction fees on your credit card is that they are figured using a percentage of your purchase. Also, you should note that the foreign transaction fees are… Continue reading ...

Have you considered equipment leasing as a way to expand your business? Equipment leasing is a common way for companies of all sizes to finance an assortment of business equipment. In fact companies have financed software, heavy machinery, computer equipment, medical equipment and a wide range of other types commercial equipment.

All types of business use equipment leasing finance their projects. More than 80% of Fortune 500 companies use equipment leasing as a way to free up their working capital. If you have on-going receivables and you want to grow your business but are short on cash, then you may want to explore the idea of using equipment leasing to expand your business.… Continue reading ...

One of the first big purchases many people make is an automobile. Of course, those just starting out in the world aren’t liable to have much credit history. So how exactly do you go about getting yourself a good car loan?

Well, if you can’t cough up the cash (and most of us can’t, if you’re considering a fairly new vehicle, that is), the smartest thing you can do is to prepare yourself early. Get ready to line up your credit at least a year before you’re ready for that auto loan.

This doesn’t mean run out and get several credit cards and start charging. It does mean establishing yourself with a good solid history of being a financially responsible adult. When you go in for a loan on a new or used vehicle, you should know what kind of credit history the dealers will be looking for. This isn’t to say that if you don’t have good history, you won’t get a car loan. There are plenty of lenders more than ready to take advantage of those with poor… Continue reading ...